We are sitting at the intersection of cybersecurity and artificial intelligence in the enterprise, and there is much to know and do. Our goal is not just to keep you updated with the latest AI, cybersecurity, and other crucial tech trends and breakthroughs that may matter to you, but also to feed your curiosity.

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In this edition:

What every executive must understand about AI risk before their next renewal

Here's something that happened to a colleague last month. Their company went through their annual cyber insurance renewal, and the broker came back with a list of questions they'd never seen before.

Not the usual stuff about patching schedules or backup protocols. These were different. Do you monitor for AI-generated phishing attempts? Have you updated your incident response plan to account for deepfake social engineering? Can you detect when someone's using large language models to probe your systems?

And here's the kicker. They didn't know how to answer most of them.

This is where we are now. Insurance companies aren't just worried about the same old ransomware anymore. They're watching attackers use AI to write malware that morphs and adapts. They're seeing phishing emails so convincing that even security-aware employees click them. They've noticed that breach response times are getting compressed because threats move faster.

So they're changing the rules.

Your next renewal is probably going to look different. Maybe significantly different. Premiums might jump if you can't show you're thinking about AI-specific risks. Coverage might exclude certain types of AI-related incidents. Or you might face new requirements about security controls you don't even have yet.

The thing is... most insurance companies don't fully understand AI threats either. They're making educated guesses based on early warning signs. A couple of high-profile breaches here. Some proof-of-concept attacks there. They're trying to price risk for something that's still evolving.

But they know enough to be nervous.

Think about it from their perspective. Traditional cyber threats follow somewhat predictable patterns. Attackers need time to compromise networks, move laterally, and execute their plans. That gives defenders (and insurers) some breathing room.

AI changes the timeline. Automated attacks can scan for vulnerabilities, craft custom exploits, and adapt to defenses in real time. What used to take weeks might take hours. What used to require skilled hackers can now be accomplished by relatively unsophisticated actors with the right tools.

So what does this mean for you?

Start by asking your current provider what's changing. Don't wait until renewal time. Have that conversation now. Find out what new exclusions they're considering. What additional security measures they might require. What documentation they'll want to see.

Then look at your actual security posture. Not the one in your policy documents. The real one. Can you detect AI-powered threats? Do you have controls for generative AI tools your employees might be using? Have you thought about how deepfakes could impact your business?

And honestly? Even if you don't have all the answers yet, showing you're asking the right questions matters. Insurance underwriters want to see that you're taking this seriously. That you're not just hoping AI threats will somehow skip over your organization.

Because they won't.

Take a listen to my conversation as a guest with James Marcella from Axis Communications on the Axis Connect Podcast. We had a great conversation and cover cybersecurity in the age of AI, along with several other topics from today’s headlines.

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#CONTEXT:
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#GOAL:
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